OKTO Consumer Services Pricing
All customer fees applicable as of November 2020. Please check the OKTO app for the latest fees
| Funding your OKTO account | ||
|---|---|---|
| Funding Method | Fixed Fee (EUR) | Fee % |
| Debit Cards | Free | - |
| Wire Transfer | Free | - |
| DIAS RF (coming soon) | 1.00 | - |
| Cash* | Free | - |
| Withdrawing your money | ||
| Withdrawing Method | Fixed Fee (EUR) | - |
| Card | 4.99 | |
| Wire Transfer | 4.99 | - |
| Cash* | 2.00 | 2.50% |
| Using your OKTO account | ||
| Usage Method | Fixed Fee (EUR) | Fee % |
| Pay a merchant | Free | - |
| Deposit money to a bet | Free | - |
| Receive a bet payout | Free | - |
| Transfer to friends (P2P) | Free | - |
| Receive transfers (P2P) | Free | - |
| Split a bill | Free | - |
| Pay a utility bill | 0.50 | - |
| Using your OKTO Card** | ||
| Service | Fixed Fee (EUR) | Fee % |
| Order Physical Card | Free | - |
| Order Virtual Card | Free | - |
| Card Service Annual Fee (for 1 to 2 cards) | 9.99 annually | - |
| Card inactivity fee | Free | - |
| ATM Withdraw – EU | 2.99 | - |
| ATM Withdraw - Non EU | 1.80 | 2.40% |
| ATM Balance Inquiry | 0.50 | - |
| ATM PIN Change | 0.50 | - |
| ATM Decline Fee | 0.50 | - |
| Pay on POS – EU | Free | - |
| Pay on POS - Non EU | 0.80 | 1.00% |
| POS Decline Fee | 0.50 | - |
| Replacement Card Fee (lost & stolen) | 9.99 | - |
| Cash Advance Fee (EU) | 6.50 | - |
| Cash Advance International Fee | 4.00 | 2.00% |
| Card Gambling OCT’s – SEPA | 1.00 | - |
| Card Gambling OCT’s - Outside SEPA | 1.00 | 0.50% |
| Issued card FX mark up | Free | 3.00% |
| Using your account IBAN** | ||
| Service | Fixed Fee (EUR) | Fee % |
| Order IBAN | Free | - |
| IBAN Service Fee | Free | - |
| Incoming SEPA Transfer to IBAN | Free | - |
| Outgoing SEPA Transfer from IBAN | 4.99 | - |
* Where applicable
** Services provided through UAB “PAYRNET”
